UK’s leading self-build insurance and structural warranty providers launch in Irish Market

Self-Build Zone and Build-Zone, are delighted to announce the roll-out of their services into the Irish market as negotiations reach their final stages.

 

Sennocke International Insurance Services, a general insurance operation based in Sevenoaks, Kent, are the scheme administrator for the Build-Zone 10-year structural warranty product as well as the Self-Build Zone Site Insurance product range.

Self-Build Zone provides Site Insurance and Structural Warranty products for New Builds, Renovations, Extension and Conversion projects whether they be DIY Home Improvement, a New Build, or a major Renovation. With over 20 years’ experience in the self-build insurance market, they are excited to announce that they have launched their insurance products in Ireland.

Build-Zone was created as a 10 Year Structural Warranty provider in 2003, they are experienced in underwriting warranties for all types of developments, from single unit self-builds to large residential or commercial developments. Whatever your project, they can help provide the 10 Year Structural Warranty you need as well as using ‘A’ rated Insurers.

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New Home Warranty – Your choice of Insurer is becoming ever more critical

Why?

Structural Warranty Insurance runs for 10 or 12 years whereas most insurance policies run for only 12 months.

Some key things to consider such as: –

  • What happens if your insurer becomes insolvent? If the Insurer goes bust then they won’t still be there to pay the claim.
  • What cover are you obtaining
  • What are the exclusions?
  • Does the policy cover the cost to fully rebuild the property or is there a lower limit?
  • Are key elements such as ‘ingress of water’ covered for the full policy period?

It is not always about price. Beware of the increasing number of providers who are offering very low premiums – there is usually a reason why they are cheaper.

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Roofing: What Can Go Wrong?

Andy Butchers shares his insider knowledge to help you troubleshoot this key element of your building project.

roofing

It may be stating the obvious, but every house needs a robust roof to close up the structure and protect it from the elements. Given it will be acting as a first line of defence, it’s perhaps not surprising that roofing issues are by far the biggest area of insurance and warranty claims. And what’s the most common problem? You guessed it: water ingress.

What’s frustrating for self builders and renovators who encounter this kind of scenario is that, with a little more thought from their designers and contractors, most of these problems can be completely eliminated. Here’s what to watch out for on your project.

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What is a building warranty, why do you need one and where do you get it?

The Build-Zone 10 Year Structural Warranty is a re-branded version of the Self-Build Zone Warranty and provides a much better alternative to Architect’s Certification and is like NHBC and other Structural Warranty products.  It is specifically designed for New Build, Conversions, Extensions and Completed Properties and is backed by insurers, including Lloyd’s of London.

building warranty

The Build-Zone Warranty has been specifically designed with you in mind as we know the problems you can face and the speed with which you want to get moving and resolve problems.

For a typical project, there are two options available: 1. ‘With Building Control’ or 2. ‘Without Building Control’.

With Building Control

Many people are unaware that you do not need to use your Local Authority Building Control Body to obtain Building Regulation approval or carry out Building Control inspections.  We can arrange this for you through an independent network of ‘partnered’ Approved Inspectors.

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Competition watchdog to examine warranties for new homes

CMA’s review of NHBC comes amid concerns over lack of protection for homebuyers.

warranties for new homes

The Competition and Markets Authority is examining payments between housebuilders and the providers of warranties for new homes as part of a review of NHBC, the largest warranty provider.

The CMA announced last month it was reviewing undertakings made by NHBC, the standard-setting body for new-build properties in the UK and the main warranty provider. These 22-year-old undertakings were designed to improve competition in the warranty market.

The review was announced amid concerns that NHBC is compromising its independence by paying millions of pounds to developers every year. However, the CMA said it was launching the review following a request from NHBC and that it would not consider the “wider issues” relating to the organisation.

Nonetheless, the CMA has sent a substantial list of questions about warranties to leading figures in the sector as part of its review. The questions, which have been seen by the Guardian, include asking warranty providers whether they have loyalty or low-claim schemes that compensate builders with a low claim rate and how these payments are calculated.

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