What is custom build?

For many years now in the UK, new housing has been delivered almost exclusively by the larger, national and local housebuilders.  However, this has one major drawback – a very limited choice of design and plot size and virtually no input from you, the house buyer, into your finished home.

What is custom build

Now, there’s a new form of housing emerging called custom build which gives you the opportunity to have a real say in the creation of your new home. It’s the norm abroad – we’re just catching up here in the UK!

Key features of custom build include purchasing a fully serviced plot from a custom build developer and working with either the site architect, or your own, to design a home that’s truly yours. It’s all about choice, flexibility and putting you in control.

There are several routes to a custom build home. Every custom build site will have different variables and the custom build developer will provide you with a menu of options to choose from. Even if you’re hopeless at DIY you can custom build.  Choose to do as much or as little of the work yourself with professional assistance and support available from beginning to end.

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NaCSBA’s ‘Right To Build’ Task Force appoints Mario Wolf as director

Mario Wolf has been announced as the founding director of NaCSBA’s Right To Build Task Force. The new Task Force will support local authorities, community groups and other housing organisations across the UK to deliver large, affordable custom and self-build housing projects.

NaCSBA’s ‘Right To Build’ Task Force appoints Mario Wolf as director

Over the next three years the Task Force expects to help at least 80 organisations create significantly more affordable homes. NaSCBA will use the Right to Build Portal to share best practice and case studies, supported by regional events to bring on affordable, large-scale custom build.

Wolf officially joins the Task Force on secondment from the Department for Communities and Local Government (DCLG).

Recently, Wolf was the lead on the Government’s Starter Homes policy for the DCLG, and was instrumental in the implementation of the Government’s custom and self-build homes programme, which ultimately led to the introduction of the Right to Build.

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New £2.3bn Housing Infrastructure Fund for councils will unlock building

A new Housing Infrastructure Fund (HIF) has opened for bids from English local authorities to help create the infrastructure needed to unlock house building.

New £2.3bn Housing Infrastructure Fund for councils will unlock building

Launched by Communities Secretary Sajid Javid at the recent Local Government Association Conference in Birmingham, the £2.3 billion Housing Infrastructure Fund has the potential to unlock 100,000 new homes in areas of high demand. The fund was originally announced in the 2016 Autumn Statement.

The fund is available to councils to finance the physical infrastructure projects necessary to bring on housebuilding, such as bridges, roads and energy networks, which otherwise hold housebuilding back.

Investment will be available to fund new schools, healthcare facilities and digital infrastructure that is necessary for new communities, while alleviating pressure on existing public services.

Like much of current Government focus, there is an expectation on speed of delivery, with councils expected to move quickly from approvals to creating the infrastructure, swiftly followed by housing.

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New Home Warranty – Your choice of Insurer is becoming ever more critical

Why?

Structural Warranty Insurance runs for 10 or 12 years whereas most insurance policies run for only 12 months.

Some key things to consider such as: –

  • What happens if your insurer becomes insolvent? If the Insurer goes bust then they won’t still be there to pay the claim.
  • What cover are you obtaining
  • What are the exclusions?
  • Does the policy cover the cost to fully rebuild the property or is there a lower limit?
  • Are key elements such as ‘ingress of water’ covered for the full policy period?

It is not always about price. Beware of the increasing number of providers who are offering very low premiums – there is usually a reason why they are cheaper.

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Build-Zone again emphasize and encourage the use of A-Rated Insurers after Elite Insurance cease underwriting

Build-Zone have always said and maintained that everyone who buys Structural Warranties should only do so from A-Rated Insurers as it is a long-term insurance policy.

We can offer a choice of A-rated Insurers and high capacity/limits available.

Insurance

If any Warranty Insurer is also engaged in Motor Insurance, and particularly now with the changes due to Ogden, they need to be extra careful because of the potential for long-term liabilities putting strain on their capital.

Always ensure that you are using Insurance Professionals who understand the business but also the Risk Management and who deal direct with the Underwriters and not a Wholesale Team / Telephone Sales Staff who just see it as easy pickings. It may not cost you anymore now for better “security” but could mean a lot in later years when claims start coming in.

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