Build-Zone again emphasize and encourage the use of A-Rated Insurers after Elite Insurance cease underwriting

Build-Zone have always said and maintained that everyone who buys Structural Warranties should only do so from A-Rated Insurers as it is a long-term insurance policy.

We can offer a choice of A-rated Insurers and high capacity/limits available.

arrow that says insurance

If any Warranty Insurer is also engaged in Motor Insurance, and particularly now with the changes due to Ogden, they need to be extra careful because of the potential for long-term liabilities putting strain on their capital.

Always ensure that you are using Insurance Professionals who understand the business but also the Risk Management and who deal direct with the Underwriters and not a Wholesale Team / Telephone Sales Staff who just see it as easy pickings. It may not cost you anymore now for better “security” but could mean a lot in later years when claims start coming in.

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Roofing Installation: What Can Go Wrong?

Andy Butchers shares his insider knowledge to help you troubleshoot this key element of your building project.

roofing installation on a house

It may be stating the obvious, but every house needs a robust roof to close up the structure and protect it from the elements. Given it will be acting as the first line of defence, it’s perhaps not surprising that roofing issues are by far the biggest area of insurance and warranty claims. And what’s the most common problem? You guessed it: water ingress.

What’s frustrating for self-builders and renovators who encounter this kind of scenario is that, with a little more thought from their designers and contractors, most of these problems can be completely eliminated. Here’s what to watch out for on your project.

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MPs call for end to dominance of large housebuilders

An investigation by a House of Commons select committee into the housebuilding sector has called for the dominance of the large housebuilders to end to fix the UK’s broken housing market.

large housebuilders

The Communities and Local Government committee said it had found that the eight largest firms were building over half of all new homes in the country making the industry over reliant on an “alarmingly small number of commercial actors”.

The report added that while no evidence of land banking by the housebuilders had been found there was little incentive for them to build any quicker. In addition, the committee said that land was in such high demand in some areas that developers were paying over the odds which in turn meant they were having to increase the density of homes on schemes and reduce levels of affordable housing to recover their investment.

Developers were also building more slowly so as not to saturate the market and lower house prices, the report said, and recommended the case be examined for public intervention.

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What is a building warranty, why do you need one and where do you get it?

The Build-Zone 10 Year Structural Warranty is a re-branded version of the Self-Build Zone Warranty and provides a much better alternative to Architect’s Certification and is like NHBC and other Structural Warranty products.  It is specifically designed for New Build, Conversions, Extensions and Completed Properties and is backed by insurers, including Lloyd’s of London.

building warranty

The Build-Zone Warranty has been specifically designed with you in mind as we know the problems you can face and the speed with which you want to get moving and resolve problems.

For a typical project, there are two options available: 1. ‘With Building Control’ or 2. ‘Without Building Control’.

With Building Control

Many people are unaware that you do not need to use your Local Authority Building Control Body to obtain Building Regulation approval or carry out Building Control inspections.  We can arrange this for you through an independent network of ‘partnered’ Approved Inspectors.

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Competition Watchdog to Examine Warranties For New Homes

CMA’s review of NHBC comes amid concerns over lack of protection for homebuyers.

builder holding clip board

The Competition and Markets Authority is examining payments between housebuilders and the providers of warranties for new homes as part of a review of NHBC, the largest warranty provider.

The CMA announced last month it was reviewing undertakings made by NHBC, the standard-setting body for new-build properties in the UK and the main warranty provider. These 22-year-old undertakings were designed to improve competition in the warranty market.

The review was announced amid concerns that NHBC is compromising its independence by paying millions of pounds to developers every year. However, the CMA said it was launching the review following a request from NHBC and that it would not consider the “wider issues” relating to the organisation.

Nonetheless, the CMA has sent a substantial list of questions about warranties to leading figures in the sector as part of its review. The questions, which have been seen by the Guardian, include asking warranty providers whether they have loyalty or low-claim schemes that compensate builders with a low claim rate and how these payments are calculated.

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