Lloyds Bank release 2018 Housebuilding Report

Our third annual survey of the UK housebuilding industry comes at a time when interest in the sector and its ability to deliver new homes has never felt stronger.

The housing market has long been subject to Government intervention – the focus of which is transitioning from largely demand-led to supply-led policies and solutions. Our research found an industry that is determined to grow and is using innovative new methods to boost the housing supply.

But housebuilders are facing challenges. Firms told us that Brexit has the potential to limit their access to workers from the EU, while a drop in the number of young people from the UK entering the industry is also contributing to concerns about long-term access to skills. Coupled with planning restrictions and the availability of land, we found a sector facing a unique set of challenges.

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Build-Zone Technical Manual for Developers and Builders

The Build-Zone Technical Manual has been prepared in order to assist Developers and Builders in reaching the required standard, and is a benchmark of the quality of build we expect from all Developers, Builders or their Sub Contractors.

Technical Manual for Developers and Builders

In addition to complying with the requirements of the relevant Building Regulations and other relevant Regulations and Codes of Practice, all new and converted structures benefitting from any Build-Zone Warranty must meet the standards required by Build-Zone for the issue of a Structural Warranty.

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Features of the Completed Housing Warranty from Build Zone

The Build-Zone Completed Housing Structural Warranty has been designed to provide cover to those with a financial interest in a property that was originally built or converted without the benefit of a warranty.

Completed Housing Warranty

 

Features of the Completed Housing Warranty:

  • No membership fees
  • Can be arranged by either the vendor or purchaser of the property.
  • Cover is provided for the balance of the 10-year period from completion of the build
  • Fast turnaround from survey to inception of cover
  • The policy is fully assignable and automatically provides cover for successors in title

The product is underwritten by an ‘A’ rated global Insurer & each case is subject to full technical review by Build-Zone Survey Services Limited with the aim of minimising any defects right from the design stage.

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What does the Build-Zone Basic Warranty Cover?

The Build-Zone Basic Warranty covers New Builds, Conversions, Renovations and Extensions and protects the policyholder against claims for loss or damage caused by Major Structural Damage, Defective Weatherproofing and defective drains.

 

Features of our Basic Warranty:

  • No Membership or Registration Fees
  • We can consider covering part-completed or completed projects
  • Fast quotation turnaround
  • Flexible payment method
  • Cover for 10 years from Completion
  • No Defects Period, full risk transfer for duration of the policy
  • Cover for Alternative Accommodation, Additional Costs, Removal of Debris and Professional Fees included as standard.
  • Cover available for mixed-use developments.
  • No project is too large or too small
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Planning: demolish and rebuild

Demolishing and rebuilding an existing house is a great way to create a self-build project, especially in the countryside where good plots are scarce. But the economics of demolition and rebuild can be unattractive, unless you can build a much larger house than the one you’re demolishing. But with planning policies often placing tight restrictions on the size of replacements, what can be done to maximise on the opportunities that are out there?

Planning: demolish and rebuild

 

Whether you’re building in an urban area or out in the countryside, planning policies should generally allow you to replace one house with another. You can sweep up both planning permission to demolish (which is needed for houses) and permission for the new house in one application. Don’t think about demolishing first, then applying to rebuild because (especially in the countryside) the existing house is the only reason you can build a new one. Lose this and you could lose the right to rebuild.

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